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Z

zero coupon bonds

A single-payment bond that grows to its face value over a prescribed time period at a specific interest rate. All compound interest is tax-deferred until the bond is cashed.

Zero Down

Loans for which you don't need money for a down payment, but that you still need money for the additional costs like prepaids and closing costs.

zoning ordinance:

An exercise of police power by a municipality to regulate and control the character and use of property.

zoning variance:

A zoning variance permits a change in the specifications required by the zoning ordinance.

zoning:

The regulation of structures and uses of property within designated districts or zones. Zoning regulates and affects such things as use of the land, lot sizes, types of structure permitted, building heights, setbacks and density (the ratio of land area to improvement area).