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What is a rate lock?

A Rate Lock is a contractual agreement between the Lender and buyer. There are four components to a rate lock: Loan program, Interest rate, Points, and the length of the lock.

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Today's Rate

5.0%

* 5.372% APR. The displayed annual percentage rates (APRs) include total Points and additional prepaid finance charges but do not include other Closing Costs. On adjustable-rate loans, rates are subject to increase over the life of the Loan.

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